A little rhyme I came up with!
Be wise with your money you’ll have the last laugh
Insurance, mortgages, ISA’s and tax
Shop savvy and smart, seek out the best deals
Take a packed lunch to work instead of splurging on meals
Regular savings will grow like a weed
Try to stop shopping for things you don’t need
It’s true this is all very easy to say, but try to improve just a little each day!!
Love it and sharing! <3
Thank you, glad you like it 🔆💛
So simple yet so hard to adhere to.
I know lol 🙈🙉🙊it’s always the way 😬
Budget monthly, every time I get paid I put away a monthly sum for each bill, plus a little extra for any “little surprises” If I dont have the money put aside, I don’t buy it.
I never rush into a purchase, I always give myself time to research prices and then consider if I really need it #rainydaymoney
I have a HUGE coke bottle money box which I put change in…..doesn’t look very full but bet it’s got quite a bit in there #rainydaymoney
#rainydaymoney We shop in Tesco and instead of having our reward vouchers two a year, we have them once a year at Christmas. We have on average £100 every year just by shopping!
I always ask for £2 coins in my change and they go straight into the emergency fund jar. #rainydaymoney
I stock up on heavily discounted Halloween / Christmas / Easter treats after the event as the sell by date could be 2 years away and they’ll come in for the following year
#rainydaymoney- Drop all of your change into a jar and bank it every month!
When at home in the cooler months, wear more layers of clothing instead of turning the heating up. That way, you get plenty of self warmth, without expensive bills – result!
Put away a couple of quid a day #rainydaymoney
Meal plan both lunch and dinner!! Saves an unbelievable amount of money!
We sell old clothes and toys and put the money away to spend on family days out.
Save a little but regularly. It soon adds up x
I take out my food budget money in cash so I’m very conscious of then sticking to my budget and what is actually necessary (& hopefully some left over for rainy day fund), same with clothes and present budgets #rainydaymoney
If you need something check the internet first to see where you can buy it cheapes
Sign up to cashback schemes and always shop through them. #rainydaymoney
Fragranced candles are such a lovely addition to any home but can be costly as the wick can tend to burn out leaving such a lot of wasted wax at the bottom. To avoid throwing out this unused wax just carefully scrape the wax from the holder into a ceramic wax burner. You now have a few more hours of your favourite candle to fragrance your home.
#rainydaymoney
Check for the best prices before buying anything and search online for useful coupons and vouchers
I always pick up and print out coupons and keep them in my handbag because even if I don;t use them my friends and family may do
always stick to your shopping list
Always make a list before shopping and stick to it!
Look after your pennies, and the pounds will look after themselves
Put £2 a week aside in a savings account and it will pay for all the extra Christmas treats
Make a list of essentials and non essentials. Work out what you don’t need and make a budget.
I cycle wherever possible and gather wood to use on my logburner.
I save all my £2 coins all year, it is surprising how much I have at the end of the year
I save all my loose change and then when I do cash it in I am surprised at how much I have.
Have a specific goal to save for – it makes saying no to random purchases much easier when you have a clear idea of what you really want
Resist the sales as half time come back with stuff don’t even want or need
Think twice before using the car. It’s often quicker to walk
Never go shopping on an empty stomach – you will buy way too much food! Also make lists beforehand and stick to them!
I always do a monthly budget so I know exactly how much spending money I have x
Shop around as much as possible
I save money in pots 20ps.10ps.50ps etc and have a big jar for 1’s and 2’s it soon mounts up.
Use cashback websites for all online shopping and use supermarkets own brands as a lot cheaper and usually are the same or better than branded products
always check for the best price and use cash back sites
use comparison sites and switch credit cards regularly to those offering 0% apr on balance transfers
I never buy anything I see on sale in the shops without checking online first to see if its cheaper elsewhere. More often than not the ‘deal’ being advertised in the shop isn’t actually saving me anything.
#rainydaymoney
I use cashback websites also I check for items cheaper elsewhere.
love to shop for bargains in the sales all year round and i also look on ebay to see if theres any vouchers that are on other at bargain prices
Check for the best deals online and shop around don’t buy or Commit to anything without seeing if it’s cheaper else where. I always try to keep to a budget when buying shopping etc
I love to search for bargain when I am buying something and I use cash back websites!
Always check comparison websites and look for cashback
Put away £10 a month and at the end of the year, you will have £120 for the December Christmas dinner shopping!
Join your local library – you can order all the books or music you want for no cost!
#rainydaymoney doh!!
Use a cashback website, pay with credit cards that reward when spending and always pay off the balance every month – credit card interest rates are enormous! #rainydaymoney
#rainydaymoney use reward schemes like boots card and Tescos Clubcard can be a life saver at Christmas if you collect all year
Ive started an App that saves small amounts of money so you don’t really notice it. I have saved a lovely amount since the summer doing this!
Look after your pennies and the pounds will look after themselves
I’ve opened a standard savings account whenever I get paid I round it down so if paid £58.00 I put the £8.00 into savings
budget shampoo, good conditioner – also expensive moisturizer is no better than budget, just find one with a consistency you like
Make a shopping list so you know exactly what you need to buy and start by shopping in the reduced section first to see if there are any bargains.
A bar of soap is way cheaper than liquid soap or shower gel less packaging too. I always make sure I pay for things with change if I have it and always think twice before using a £10 or £20 note, maybe i don’t need what I was going to buy enough to use a £10 note.